IRDA PAN Lookup – Full Guide to Check Agent Code of insurance Online
January 26, 2026
IRDA PAN lookup is the most searched term by insurance buyers, agents, or professionals to verify if their insurance agent or intermediary is legally registered in India. As more and more cases of insurance frauds and fake agents are coming to light, it has become a necessity for everybody who is buying life, general or health insurance policies to be aware about IRDA PAN lookup.
This comprehensive guide is to tell you about IRDA PAN lookup and how does it function, why it is important to know how this works, details that you can verify with it and ways in which it helps the commoners. The material is presented very simply for even novices to understand the IRDA PAN lookup method.
What Is IRDA PAN Lookup?
What is IRDA PAN lookup? The process of verifying the registration details under insurance action and policy with PAN (Permanent Account Number) in records available with Insurance Regulatory and Development Authority of India (or IRDAI).
All insurance agents, brokers and intermediaries who are working in accordance with the laws of India should be registered under IRDAI. Their PAN is linked to their licence and registration information. Consumers can verify that whether the agent person with whom they are dealing is real or not using IRDA PAN lookup.
Put simply, IRDA PAN verification solves one fundamental problem:
👉 Is he an IRDAI authorized insurance agent?
Significance of IRDA PAN Lookup
Insurance involves long-term financial commitment. If you are buying a policy from an unregistered or a fraudulent agent, you may have to face serious trouble in future. Here, IRDA PAN lookup can prove to be immensely helpful.
Why IRDA PAN lookup is crucial for Customers and Insurers
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It serves in checking the trustworthiness of the insurance agents
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It minimises the peril of fraud and mis-selling
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It verifies if a broker’s license is current or expired
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It fosters confidence and clarity in insurance dealings
Most of the users look for IRDA PAN lookup only when they confront some problem. This is best done prior to purchasing any insurance.
IRDA PAN No Query: Who should Use it?
IRDA PAN search is beneficial for many kinds of individuals:
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Insurance policy buyers
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Customers renewing policies
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Group insurance handled by corporate HR teams
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Insurance companies and aggregators
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Agents verifying their status themselves
IRDA PAN lookup can help anyone in insurance to stay away from both legal and fiscal complications.
Information You Can Access in IRDA PAN Search
If IRDA PAN lookup is performed, the system will display following information if PAN number exists.
Details Displayed in IRDA PAN Lookup
| Information Shown | Description |
|---|---|
| Agent / Intermediary Name | Official registered name |
| PAN Number | PAN linked with IRDAI |
| License Number | Unique IRDAI license ID |
| License Status | Active / Expired / Cancelled |
| Validity Period | Start and end date of license |
| Category | /BrokerCorporate agent/ Individual / Agent (c) An answer to the question with reference to SEB IPO will be – i. |
| Associated Insurer | Insurance companies linked |
These are all facts that will help establish if the PAN indeed belongs to an insurance professional authorised by IRDAI.
Steps to IRDA PAN Lookup
Step 1: Open the Database
Visit the official website of Insurance Regulatory and Development Authority of India at https://www.irdai.gov.in/ From there under services which is present in header menu, choose “Other Services”.
An IRDA PAN lookup can be done easily if one follows the right steps.
Step 1: Go to the IRDAI Official Website
Visit the IRDAI website or the agent/intermediary validation section.
Step 2: Select an option for searching to use
IRDAI platforms generally facilitate search by:
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Agent name
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License number
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PAN (where enabled)
Choose option regarding IRDA PAN lookup.
Step 3: Enter PAN Details
Kindly fill in the PAN correctly as per the format which is mandatory for this application. A little miss can lead to “No Record Found”.
Step 4: Submit and Verify Output
Post submission, the system will display registration details related to that particular PAN.
IRDA PAN Lookup vs License Number Search
Both IRDA Pan search and License number searches for insurance details are different.
Customer do not know difference between IRDA PAN lookup and license number search. Both are good, but they serve slightly different purposes.
Comparison Table
| Feature | IRDA PAN Lookup | License Number Search |
|---|---|---|
| Verification Depth | High | Very High |
| Ease of Use | Medium | Easy |
| Best For | Background check | Quick validation |
| Shows PAN Link | Yes | Not always |
| Public Usage | Limited | Widely used |
For most security, it is suggested that the IRDA PAN search be used in conjunction with a license number check.
General Problem with IRDA PAN Lookup
PAN search IRDA Sometimes, your IRDA PAN lookup will not work. This can be caused by numerous reasons:
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Agent is not a IRDAI Registered
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License is expired or revoked
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PAN is not linked correctly
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Typing error in PAN number
If IRDA PAN look up returns with no result, you will have to check the information with your insurance company or IRDAI.
Is IRDA PAN Lookup Free and Safe?
Yes, Firewall Declaration is entirely free when linking it with official IRDAI or insurer portals. You should never pay a fair third-party site to do a basic verification.
Important safety tips
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Access official IRDAI or insurer websites only
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Avoid sharing PAN details on unknown sites
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Stay away from apps or website requiring money for IRDA PAN lookup
Why Is IRDA PAN Lookup Trending on Google?
IRDA PAN verification keyword trending as below:
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Insurance fraud cases are increasing
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Transparency demanded by customers pre-purchase of policies
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Digital insurance purchases are rising
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4 Awareness towards IRDAI Regulations is on the rise
As insurance grows more digital, this role of IRDA PAN lookup will grow in importance as well as a part regarding consumer protection.
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Frequently Asked Questions (FAQ)
What is IRDA PAN lookup?
IRDA PAN look up is the process of finding our details Insurance agent/intermediary using PAN no via IRDA records.
Can clients perform IRDA PAN search?
Yes, IRDA PAN look up facility can be used by customers to check the authenticity of agent.
Is IRDA PAN look up mandatory?
It’s not required, but it’s recommended.
What to do if IRDA PAN search does not provide information?
You may need to cross-verify with the insurer or reach out to IRDAI for clarification.
Final Conclusion
IRDA PAN lookup is an easy-to-use but robust tool that promotes trust and safety in the insurance industry. No matter if you’re purchasing a new policy, renewing an old one or dealing with an agent for the first time doing a IRDA PAN loo kup can save yourself from fraud and financial loss.